Tag Archives: 401k

Owner Only Cash Balance Plans

Have you ever considered Owner Only Cash Balance plans? Check out this example wherein the owner is making more than the 2013 maximum compensation limit of $255,000 and is 48 years old. Based on the calculated 415 maximum lump sum, he can make an annual contribution of $125,824. Using the Smart Projection in the RPC […]

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About the “Triple-Stacked Match” Approach

What do you do when you have a situation where the owners are younger than the NHCE’s? ┬áHere’s an extreme case where the husband is 53, his wife is 45, and the only other participant is 56: The only way to pass under New Comparability is to give the 56 year old $9,669 in contribution, […]

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Smart Projection for the RPC Cash Balance

This Spring our team at EBG Systems has worked hard to bring you a brand new report that will help you analyze the principal’s account balance as it grows to retirement. We’re calling it the Smart Projection. What is the Smart Projection? Offering more than just a projection, you’ll be able to see what any […]

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